As many every bit xx lakh people direct maintain joined the modified Pradhan Mantri January Dhan Yojna (PMJDY), taking the full give away of concern human relationship holders inwards the flagship fiscal inclusion programme to 32.61 crore every bit on September 5, according to finance ministry building data.
The regime before this calendar month relaunched PMJDY every bit an open-ended system amongst higher insurance comprehend too double the overdraft (OD) facility.
The Union Cabinet decided to proceed the system beyond the four-year menses ended August xiv amongst an aim to accept the formal banking organization from "every household to every adult".
During the August 15-September v period, the full deposits inwards 32.61 PMJDY accounts witnessed an increment of Rs 1,266.43 crore.
The residual inwards PMJDY accounts was Rs 82,490.98 crore every bit on September 5.
Under the revamped scheme, accidental insurance comprehend for novel RuPay menu holders has been raised from Rs ane lakh to Rs ii lakh for novel PMJDY accounts opened afterward August 28.
Also, the existing OD restrain of Rs 5,000 has been increased to Rs 10,000. Further, no weather volition endure attached for OD upwardly to Rs 2,000.
The information too showed that almost 7.18 lakh people, who opened PMJDY concern human relationship afterward August 28, may larn the produce goodness of increased accidental insurance comprehend of Rs ii lakh.
Launched inwards August 2014, the initiative off stage of PMJDY focussed on opening basic banking concern accounts too RuPay debit menu amongst in-built accident insurance comprehend of Rs ane lakh.
Besides, it provided Basic Banking Accounts amongst OD facility of Rs 5,000 afterward half dozen months.
Phase II offset August 15, 2018 was planned to render micro-insurance to the people too pension schemes to unorganised sector workers through Business Correspondents.
About 53 per cent of PMJDY concern human relationship holders are women, spell 83 per cent of the full accounts are seeded amongst Aadhaar.
Source : PTI
Tag :
APY / PMJJBY/ PMSBY
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